Mortgage and Finance Brokers in Adelaide

Oakwood Finance in Adelaide

Oakwood Finance works with Adelaide professionals, families, investors and business owners who want their lending handled with structure and discretion, with appointments available at Level 30 on King William Street. We are finance brokers, not a lender. We take the time to understand your position, compare suitable options across a panel of more than 70 lenders, then prepare and manage your application through to settlement. Each lender assesses the application on its own criteria, and we keep you informed at every stage.

South Australia matters to us. We support community organisations and events in the state, including the Semaphore Street Fair, the Meadows Country Fair and the Mount George Equestrian Centre. The de-identified case studies on our about page include development funding for a townhouse project in South Australia; outcomes vary from client to client, but that experience informs how we read lender appetite for projects in this state.

What we arrange for Adelaide clients

Home and personal lending – first homes, next homes, refinancing and investment property, with options compared against your requirements rather than a single lender’s menu. See home and personal lending.
Commercial finance – premises for your business, commercial investment property, business lending and working capital facilities. See commercial finance.
Development and construction – from a small infill project to a multi-stage development, including land, construction and residual stock funding where a lender offers it.
Asset and equipment finance – vehicles, plant, machinery and specialised equipment for trades, agriculture and professional practices.
Medical and specialised lending – doctors, dentists, veterinarians and allied health professionals, for whom many lenders apply profession-specific policies. See medical and specialist lending.
SMSF lending – residential or commercial property held within a self-managed super fund, arranged in step with your accountant and financial adviser, who advise on whether the structure suits your fund.

Our Adelaide office

Level 30/91 King William Street, Adelaide SA, 5000
Phone: 1300 73 75 76
Email: hello@oakwoodfinance.com.au

Meetings are by appointment, at a time that suits your week. Arrange a consultation and we will come back to you promptly.

Working with clients across Adelaide and South Australia

We work with clients across the city and the state. Wherever you are based, from the CBD and North Adelaide, the eastern suburbs of Norwood, Burnside and Unley, the coast from Glenelg through to Semaphore and Port Adelaide, the northern corridor around Mawson Lakes and Gawler, or the Adelaide Hills, Barossa and Fleurieu Peninsula beyond, the approach is the same: a considered conversation, a clear comparison of suitable options, and an application prepared properly the first time.

Adelaide finance FAQs

Do I need to visit the King William Street office?

No. Meetings are by appointment, and many documents can be signed electronically. If a face-to-face conversation would help, such as working through a complex structure or a development feasibility, we can arrange an appointment at the office.

Can Oakwood Finance arrange lending for property in regional South Australia?

Yes, subject to lender assessment. Lenders commonly apply different criteria to regional and rural property, including the postcode, land size and property type, so we check which lenders are comfortable with the location before you commit. Suitable options are then compared on that basis.

My bank has declined my application. Does that mean I cannot borrow?

Not necessarily. Each lender has its own policy on income types, employment, credit history and security, and a decline from one does not determine the outcome at another. We review why the application did not proceed and consider whether another lender on our panel may view your position differently. Any new application remains subject to that lender’s assessment.

What does it cost to use a broker?

Brokers are commonly paid a commission by the lender when a loan settles. Any commission or fee that applies to your arrangement is disclosed to you in writing before you proceed, so you know how we are paid before an application is lodged.

Oakwood Finance Pty Ltd is a Credit Representative (561236) of Finsure Finance & Insurance Pty Ltd, Australian Credit Licence 384704. Oakwood Finance arranges credit through lenders and does not lend in its own right. All lending is subject to lender assessment, and terms, fees and charges apply.

Finance across Adelaide

Oakwood Finance works with home buyers, investors, professionals and business owners across metropolitan Adelaide, the Adelaide Hills and the surrounding growth regions. Whether you are buying an established home in the inner east, building in Mount Barker, refinancing a coastal property or structuring finance for a practice or business, Oakwood arranges credit through a panel of more than 70 lenders rather than lending itself. South Australian clients often have more than one goal in play at once, so we take the time to understand the full picture before comparing options and preparing an application.

CBD & Inner Adelaide

Adelaide Hills

Western Adelaide

Southern Adelaide

Northern / North-Eastern Adelaide

Wherever you are in Adelaide, the same services apply: home loans for purchases, upgrades and refinancing, commercial finance for business owners, medical and professional lending for practitioners in the inner east and beyond, asset finance for vehicles and equipment, SMSF lending for self-managed funds, and development finance for construction and small projects across the Hills and southern growth corridors.