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Wellbeing & Support

Because people matter, not just finances

Balanced stacked stones on a beach

Oakwood FinanceAt Oakwood Finance, we understand that money stress doesn’t exist in isolation. It can affect mental health, relationships, housing security, and day-to-day wellbeing.

While we help many Australians with home loans and finance solutions, we also recognise that sometimes the right support isn’t a loan — it’s understanding, guidance, and connection to the right help.

This page exists because we genuinely care about people, even when they’re not in a position to move forward financially.

Mental Health Support

Financial stress is one of the leading contributors to anxiety, depression, and emotional overwhelm. If you or someone you know is struggling, confidential help is available.

Beyond Blue

Confidential support for anxiety, depression and mental health, at no cost.

Phone: 1300 22 4636

💬 Online chat available

You don’t have to carry it alone.

Become a Mental Health Advocate and complete the Financial Stress and Mental Health AUS course.

Discount code for both courses: OakwoodADVOCATE

Financial Hardship & Money Support

If you’re experiencing financial stress, overdue bills, debt pressure, or hardship, independent financial counselling is available at no cost.

The Salvation Army – Moneycare

Confidential financial counselling and support at no cost.

📞 1800 722 363

Food & Essential Support

If you or your family are struggling to meet basic needs, there are organisations that provide food relief and essential assistance.

Orange Sky

Laundry, showers and conversation at no cost for people doing it tough.

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Our Commitment

We believe responsible finance means:

  • Acting with empathy and integrity
  • Referring people to independent support when lending isn’t appropriate
  • Never pushing solutions that could cause further harm
  • Supporting organisations that help people through difficult times

If you come to us and we’re not the right fit right now, we will always aim to point you toward help that is.

A Note From Our Team

If you’re reading this and things feel overwhelming, please know this: Needing support is not a failure. Reaching out can be the first step toward stability and peace of mind. And if you ever need guidance, even if it’s not about a loan, we’re always happy to listen.