Mortgage and Finance Brokers in Brisbane

Oakwood Finance in Brisbane

Oakwood Finance’s Brisbane office is on Level 19 at 10 Eagle Street, in the city’s riverside business precinct. Appointments are available there for the work we arrange in Brisbane: structuring lending for business owners, medical and healthcare practices, developers and investors whose affairs span companies, trusts and self-managed super funds, alongside home lending for professionals and families. We arrange credit through a panel of more than 70 lenders; each lender assesses the application on its own criteria and makes the decision.

Commercial and medical finance in Brisbane

Complex positions are our usual starting point. Our team’s background in banking, finance and commercial lending is reflected in the client work described on our about page, including a healthcare group operating through many entities and an executive whose income came from salary, dividends and business distributions rather than standard PAYG earnings. Those case studies are de-identified and outcomes vary, but they show the kind of work we are structured to handle. We arrange:

Commercial property finance for owner-occupied premises and investment assets, including refinances where terms have drifted from the market.
Business lending, overdrafts and working capital facilities, structured across the entities that need them.
Medical and specialised lending for practice acquisition, fit-out, equipment and the home, using policies many lenders offer to doctors, dentists and allied health professionals.
Asset and equipment finance for vehicles, plant and specialised medical or commercial equipment.
SMSF lending for commercial or residential property held in a self-managed super fund, coordinated with your accountant and adviser.

Explore commercial finance and medical and specialist lending.

Development and construction

From a duplex or small townhouse project to multi-stage residential and specialised developments, we prepare the funding case the way lenders want to read it: feasibility, presales where a lender requires them, builder credentials and exit. Our de-identified case studies include development funding in South Australia and the Northern Territory; outcomes vary from project to project, but that work has shown us how lender appetite shifts between asset classes and locations.

Home and personal lending in Brisbane

Alongside commercial work we arrange home lending for Brisbane buyers and owners: first homes, next homes, investment property and refinancing. Professionals with variable or multi-source income, and families with existing structures, often find a broker’s comparison across lenders particularly useful. See home and personal lending.

Our Brisbane office

Level 19, 10 Eagle Street, Brisbane QLD, 4000
Phone: 1300 73 75 76
Email: hello@oakwoodfinance.com.au

Meetings are by appointment, at the office or at your practice or premises where practical. Arrange a consultation.

Working with clients across Brisbane and South East Queensland

Wherever you are based across Brisbane, from practices and businesses in the CBD, Fortitude Valley, Spring Hill and South Brisbane, to homeowners in New Farm, Ascot, Paddington and Indooroopilly, and families and investors across the northern and southern suburbs, Logan, Ipswich, Moreton Bay and the Redlands, the approach is the same. If you hold property or operate a business elsewhere in Queensland, we arrange lending for that too, subject to each lender’s policy on location.

Brisbane finance FAQs

My income comes through a company and trust. Can you still arrange a home loan?

In many cases, yes. Lenders commonly assess self-employed and distribution-based income using financial statements, tax returns and, in some cases, interim figures, and their methods differ. We present your position in the form each lender expects and compare the options that fit, subject to lender assessment.

Do lenders treat medical professionals differently?

Many do. It is common for lenders to offer medical and some allied health professionals adjusted deposit requirements, lenders mortgage insurance waivers or tailored policies for practice and equipment lending. Eligibility depends on the profession, registration and the lender’s own criteria.

Can you arrange a refinance of our commercial facilities as a group rather than one at a time?

Yes, and that is often where the value lies. Where facilities have accumulated across lenders and entities over time, a consolidated review may simplify banking, align security and open the way to renegotiated terms. We map the existing position first, then approach lenders whose appetite matches the group, and each lender assesses the proposal on its own criteria.

Do you work with our accountant and financial adviser?

Yes, and we prefer to. Lending decisions sit alongside tax, structure and retirement planning, so we coordinate with your advisers from the start; we arrange credit, while tax, structuring and financial advice remain with them. We also work with referrers and advisers who introduce clients to us.

Oakwood Finance Pty Ltd is a Credit Representative (561236) of Finsure Finance & Insurance Pty Ltd, Australian Credit Licence 384704. Oakwood Finance arranges credit through lenders and does not lend in its own right. All lending is subject to lender assessment, and terms, fees and charges apply.

Finance across Brisbane

Oakwood Finance works with business owners, medical and healthcare practitioners, developers, investors, professionals and families across Brisbane and the wider South East Queensland region. From established inner suburbs such as New Farm, Toowong and Coorparoo to the fast-growing corridors around North Lakes, Springfield, Ipswich and Logan, and north to the Sunshine Coast, Oakwood works as a broker rather than a lender, arranging credit by comparing options across more than 70 lenders. Brisbane clients frequently combine a home purchase with a business, practice or investment need, so we look at the whole position before recommending a path.

Brisbane Inner & Established

Brisbane / SEQ Growth Corridors

Sunshine Coast

Across each of these areas Oakwood can help with home loans for first homes, upgrades and refinancing, commercial finance for premises, working capital and business lending, medical and professional lending for practitioners and practice groups, asset finance for vehicles and equipment, SMSF lending for self-managed funds, and development finance for construction and small-scale projects in the growth corridors.

Book a consultation at a time that suits you, or Start a conversation and an Oakwood broker will be in touch.