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Strategic Commercial Finance for Business, Property & Growth

Commercial finance is rarely just about obtaining a loan.

The right structure can improve cash flow, preserve capital, create flexibility and position a business or investment portfolio for its next stage of growth.

Oakwood Finance provides strategic commercial finance solutions for business owners, property investors and developers across Adelaide, Brisbane, the Gold Coast, Perth and throughout Australia.

From straightforward commercial property lending through to complex, multi-entity and multi-million-dollar transactions, we take a considered approach to every engagement — understanding the complete financial position before determining how the lending should be structured.

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Commercial Finance Solutions

Our commercial finance capabilities include:

Commercial property purchases

Commercial property refinancing

Property development and construction finance

Business acquisition finance

Business expansion and growth funding

Working capital and cash flow facilities

Equipment and asset finance

SMSF commercial property lending

Trust and company lending structures

Bridging and short-term commercial finance

Debt consolidation and restructuring

Investment and development portfolio finance

Complex and multi-entity lending

Specialist and non-bank commercial funding

Finance for Property Developers

Development finance requires careful planning well before construction begins.

We can assist developers with funding strategies across:

  • Residential developments
  • Townhouse projects
  • Mixed-use developments
  • Commercial developments
  • Land acquisition
  • Construction facilities
  • Residual stock
  • Equity release
  • Development refinancing
  • Acquisition facilities for future projects

We assess the project alongside the developer’s broader position, including existing assets, equity, project feasibility, presales where required and future pipeline.

Finance for Business Owners

Business owners often have financial positions that extend well beyond a standard PAYG income assessment.

Company structures, trusts, retained earnings, distributions, commercial assets and existing facilities can all affect borrowing capacity.

We understand how to present complex financial positions to lenders and can assist with funding for:

  • Business purchases
  • Expansion
  • New premises
  • Working capital
  • Equipment
  • Property
  • Debt restructuring
  • Succession and ownership changes
  • Strategic acquisitions

Why Business Professionals Choose Oakwood Finance

At Oakwood Finance, commercial lending is approached as an ongoing financial relationship rather than an isolated transaction.

We focus on:

Structure
Ensuring the lending arrangement is appropriate for the transaction and broader financial position.

Clarity
Explaining the options, risks and trade-offs so clients can make informed decisions.

Coordination
Working alongside lenders and professional advisers throughout the transaction.

Discretion
Managing sensitive financial information and significant transactions with care and confidentiality.

Long-Term Strategy
Considering not only what the client needs today, but what they may need to fund next.

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Start a Commercial Finance Conversation

Significant financial decisions deserve considered advice.

Speak with Oakwood Finance about your commercial funding requirements and the structure that may best support your next move.

Arrange a confidential commercial finance consultation.

Arrange a Consultation