About - Oakwood Finance

A word from our Founder

MATTHEW BAILEY

When creating Oakwood Finance, I founded this business with one purpose in mind: to simplify complex lending for professionals, investors, and business owners who deserve clarity, not confusion.

Everything we do is built on structure, transparency, and trust. I believe true financial confidence comes from understanding your options – not being left in the dark. Every interaction with our team reflects that belief.

We’re here to empower you to make informed, strategic decisions that support both your wealth and your overall wellbeing. It’s not just about finance; it’s about feeling confident in the path you choose.

Oakwood Finance stands for calm precision – a place where deep understanding meets discretion, and where you can move forward knowing you’re backed by thoughtful, considered guidance.

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At Oakwood Finance, our values form the foundation of every client relationship.

Together, they represent our SOLID commitment to excellence.

We make finance simple, take ownership of outcomes, stay loyal to our
clients’ goals, act with integrity, and deliver with distinction.

Simplicity

We make finance simple – cutting through complexity to provide clarity and confidence in every decision.

Ownership

We take ownership of outcomes, treating every client’s goal as if it were our own.

Learning

We stay curious, constantly evolving our knowledge to deliver smarter, future-focused solutions.

Integrity

We act with honesty and transparency – always putting our clients’ trust before transaction.

Distinction

We deliver with distinction – refining every experience to reflect the premium standards our clients deserve.

Our Philosophy

We’re firm believers that lending should be strategic, not transactional.

At Oakwood Finance, we ensure that:

We focus on long-term partnerships, not one-time approvals.

We tailor every solution to fit a client’s broader goals – business, personal, or investment.

We simplify to ensure clarity, and accountability guide every recommendation.

We aim to make complex finance feel effortless.

We blend to bank grade experience with private client service.

We review each file collaboratively to ensure precision and efficiency.

We maintain direct communication with clients, referrers, lenders and more. We guaruantee no “hand-offs” or guesswork.

We document every stage from consultation to settlement, we will be transparent, pro-active and clear.

We value consitency and confidentiality above all else.

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The Oakwood Finance team are a collective of experienced professionals from banking, finance, and commercial backgrounds.

Each team member brings over a decade of industry experience across lending disciplines. We operate as one cohesive unit – combining analytical rigour with genuine client care.

Our culture is grounded in trust, accountability, and continual improvement. Together, we uphold the Oakwood standard: measured, methodical, and human.