Disclaimer and Liability Limitation

Content

The content of the website (www.oakwoodfinance.com.au) includes text, software, graphics and advertisements provided by Oakwood Finance its affiliates, third parties and its independent contractors.). Whilst Oakwood Finance takes reasonable steps to ensure that the information its websites is correct it makes no representations that the content will be complete, accurate, reliable, suitable or up to date and that your access to the website will be free from interruption or errors and the website or the hosting servers are free of viruses or any other harmful components. Oakwood Finance does not accept any responsibility or liability for any actions taken as a result of, or in reliance on, information on its websites.

In addition, Oakwood Finance reserves the right to change information on its websites at any time and without notice in its absolute discretion. Oakwood Finance does not warrant or guarantee that its websites or web services will be available uninterrupted or free from errors or viruses and accepts no liability for any loss or damage suffered by any user. Users use Oakwood Finance websites and web services entirely at their own risk. If you believe any information on Oakwood Finance websites is inaccurate, out of date or misleading, please bring it to our attention by an email to hello@oakwoodfinance.com.au

Exclusions

To the extent allowable by law Oakwood Finance and its affiliates exclude;

All warranties, circumstances and terms implied by regulation, general law or worldwide convention including, without restriction, any and all implied warranties with respect to merchantability, suitability of purpose, title and non-infringement; and liability to you or any person in respect of any loss or damage arising out of or in connection with any use of the website or the information on or provided through the website, as well as, without limitation, all liability in respect of consequential, incidental, indirect, extraordinary, punitive or exemplary damages (such as loss of profits or loss or corruption of data and loss of goodwill) even if it has been advised of the likelihood of such loss or damage. Where the law implies any phrase in relation to your use of the website or any understanding arising out of your accessing the website and that law prohibits exclusion of that phrase, then that phrase is included. If and to the amount permitted by law, however, Oakwood Finance and its affiliates limit their liability for breach of such phrase to the resupply of services.

Intellectual Property

The following marks are intellectual property of Oakwood Finance and/or its licensors:

All other trademarks displayed on this website are trademarks of their respective owners. Nothing contained on the website should be construed as granting any license or right to use any trademark displayed on the website without the express written permission of Oakwood Finance or the relevant third-party owner.

Copyright

The copyright in the content is owned by Oakwood Finance, its suppliers and/or licensors unless specifically indicated otherwise on the website. The content is protected by Australian and international copyright and trademark laws and is supplied for information use only. Except as explicitly provided for above and separately from any fair dealing permitted under the Copyright Act 1968, Oakwood Finance grants visitors to the website a license to download, display, print and reproduce this material for private use or within your organization, for non-commercial purposes only.

General Financial Disclaimer Information

Information provided is general in nature and does not take into account your objectives, financial situation or needs. You should seek independent legal, financial and tax advice before acting on any information. Oakwood Finance Pty Ltd is an authorised credit representative of Finsure Finance & Insurance Pty Ltd (ACL 384704).

Where a lender or product is not available via our accredited panel, Oakwood Finance acts strictly as a referrer only. We do not provide credit assistance, structuring advice, comparisons or assess suitability for off-panel, private funding or non-aggregator products. Independent professional advice is strongly recommended.

Clients must not rely on any verbal offer, preliminary assessment, conditional approval or email indication of approval. Conditional approval is not a formal loan approval and is subject to lender conditions, valuation outcomes, documentation verification and policy requirements. Only a formal written approval issued on lender letterhead confirms the loan is approved. Acting prior to receiving this document is at the client’s own risk.

Clients must not sign an unconditional purchase contract, enter building contracts or incur financial obligations before receiving formal written approval on lender letterhead. Proceeding unconditionally carries significant financial risk, including loss of deposits, penalties or inability to complete settlement. Oakwood Finance accepts no liability where clients act before receiving formal approval.

Loan outcomes are subject to lender policy, credit assessment, valuation results and verification of documents. Oakwood Finance does not guarantee approval, interest rates, loan amounts or turnaround times.

Property valuations are performed independently by lenders or valuation firms; Oakwood Finance has no control over valuation outcomes or timelines.

Lender processing times, assessment queues and settlement timeframes are outside our control.

Oakwood Finance may rely on documents supplied by clients and third parties. All information is assumed to be true and accurate unless advised otherwise. Providing false, incomplete or misleading information may result in delays, declines or legal consequences.

Oakwood Finance is not responsible for errors or delays caused by lenders, valuers, solicitors, real estate agents builders, accountants or private funders.

SMSF, trust and company lending involves complex legal and tax considerations – clients must seek independent professional advice.

Any personal information provided will be handled in accordance with our Privacy Policy and the Privacy Act 1988.