Confident lending for complex lives.
When your finances involve multiple entities, diversified income, or interlinked property holdings, a standard home loan rarely fits.
Oakwood Finance provides Complex Structure Lending for Perth borrowers who need lending that respects the way their world is set up – companies, trusts, SMSFs, unit‑holder structures, cross‑collateralised portfolios, and sophisticated income streams.
Our approach reflects our brand values of trust, precision and empowerment, with a calm, discreet process that prioritises clarity at every step.
Who this service for:
Company directors and business owners with layered income and distributions
Self‑employed borrowers using low‑doc/alt‑doc pathways when standard documentation is impractical
Family & discretionary trusts seeking to acquire or refinance residential or commercial property
SMSF trustees looking to purchase property under an LRBA
Investors with complex portfolios (multiple securities, offsets, or interest‑only strategies)
Non‑resident/expat buyers navigating FIRB requirements and foreign‑income assessment
Role of a Broker
As a broker, we provide guidance and support tailored to buyers at every stage in their journey, helping to demystify the lending process. Our services include:
Market Knowledge: We offer insights into the latest loan products from a range of lenders, ensuring you’re aware of all available options.
Personalised Service: By understanding your specific needs and financial capacity, we can identify loan solutions that align with your goals.
Application Process: We assist in preparing and lodging your loan application, ensuring all necessary documentation is in order and compliance with lender requirements is met.
Communication: We act as the point of contact between you and lenders, managing negotiations and correspondence to streamline the approval process.
Ongoing Support: From pre-approval to settlement, we provide continuous assistance, answering questions and offering guidance throughout your finance journey.
If you’re ready to take the next step, please reach out to our team today.
